We find the perfect home for you
Whether you are a first-time buyer or investing in a second property,
Kohtoku Enterprises can help you locate your new home.
Having honed our process since 1992, we have a thorough knowledge of neighborhoods and can show houses, condos and townhomes that suit your individual needs. We will provide private guidance on the terms of the contract and help negotiate a better price because of our local market knowledge.
Kohtoku Enterprises will:
- Locate available properties
- Provide fair market value property analysis
- Offer Lease vs. Buy Analysis
- Provide area sales comparisons and demographics
- Perform a needs analysis
- Offer experienced negotiation skills
- Provide the necessary forms and industry contacts to complete your transaction in a professional timely manner
PURCHASE PROCESS
STEP 1: Decision to Buy a Home
STEP 1: Decision to Buy a Home
The purchase of a home is certainly an important financial decision that will affect your daily life. At Kohtoku Enterprises, we recognize the decision to have a professional and experience real estate agent that will work within your budget and help you research several factors such as the location. This is extremely important for your commute to work, schools and other amenities.
STEP 2: Mortgage Loan Pre-Qualifications
STEP 2: Mortgage Loan Pre-Qualifications
We can assist with the process of becoming pre-qualifed for a mortgage loan. After this is completed, we will start the home purchase process. This basically means that we are ready to shop for homes. We can help you with the information on specific homes that meets your needs in the Greater Seattle area. Once you find a home that you like, we will assist in submitting an offer for your potential home.
STEP 3: Property Viewing
STEP 3: Property Viewing
We will start the home purchase process. This basically means that we are ready to shop for homes. We can help you with the information on specific homes that meets your needs in the Greater Seattle area, Medina, Clyde Hill, Bellevue, Issaquah, Redmond, etc. Once you find a home that you like, we will assist in submitting an offer for your potential home.
LOAN ESTIMATE
There are two ways to get a loan estimate. You can apply for a loan application in-person or online. Once this is complete, you will receive an approval or an ineligibility ruling almost immediately. If the latter happens, it can be a number of reasons including too much debt relative to your income. A credit report is very important because it will detail if you have been consistently on time with credit, rent, utility payments and so forth. It is a good idea to request for a free credit report before the loan process starts.
For a service network of professionals with seasoned trust, contact us today at: info@kohtoku.com.
FREE HOME BUYING & SELLING SEMINAR
At your home
At KOHTOKU LOUNGE
We provide friendly personal seminars at KOHTOKU LOUNGE or at your home to learn the ins and outs of real estate, free of charge.
Learn About
- Preparation for home ownership
- Current Real Estate Trends
- Home Buying/Selling Process
- Financing options
- Working with a realtor …and more!
PURCHASE Q&A
Yes, non-residents can purchase homes. It usually takes four to six weeks after the buyer and seller have agreed to the purchase price.
There are many factors to qualify for different loans. We have worked with many homeowners to assist them with a loan.
It is important to have a through, systematic and objective home inspection before you purchase the property. Some of the items in an inspection report will show you the plumbing, electrical wiring, frame, foundation and windows.
This is when two parties have an agreement or contract with financial dealings. It is usually governed or monitored by an independent third party and they may set up an escrow account. When certain terms of the contract have been fulfilled, the agent will release funds in accordance with the guidelines established in the contract.
Earnest money is the funds you provide and deposit with the Title Company or Escrow Company at the time the contract is accepted.
Good faith is also referred as “earnest money” and it demonstrates your seriousness about completing the purchasing to the Seller.
Condos and townhomes have special assessments and are regulated by the association. This is a governing group of folks that monitor the home owner association dues to ensure that there is enough in reserves for repairs such as a new roof, sidings, windows and decks.
TESTIMONIALS
Mr. Satoshi Nakajima (BUY)
It has been 24 years since our family came to Seattle in 1989. Since then we have met and done business with many realtors, however, recently we have done our real estate dealings with only Kohtoku Enterprises.
What set Kohtoku apart from other realtors was their understanding that the deal wasn’t over when it closed. They were able to advise us about the little things that have no direct relationship to the deal, but come up when you’re living in a house: Who to contact if your roof leaks, who to call if the dog gets sick, etc.
